Severe windstorms are growing in frequency and magnitude of loss. Major damaging tornadoes struck Ottawa/Gatineau in September 2018 and in Barrie in July 2021, resulting in $344 million and $107 million in insured loss respectively. The May 2022 Canadian derecho in southern Ontario and Quebec cost an estimated $875 million in insured losses.
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We can design new woodframe houses to resist high winds, but what are the costs and benefits? This work considers key vertical load path enhancements to resist wind uplift prescribed in Canadian standard CSA S520:22 that exceed requirements of the 2020 National Building Code.
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The Institute for Catastrophic Loss Reduction creates and disseminates disaster resilience knowledge for Canada. Among the catastrophes ICLR addresses are hailstorms, one of Canada’s most serious natural hazards. Hail costs $400 million annually. A June 2020 hailstorm at the edge of Calgary damaged 77,000 homes and cost $1.4 billion.
