WIND
FLOODING
SNOW & ICE
EARTHQUAKE
WILDFIRE
HAIL
HEAT

TAKE THE SEVERE WIND QUIZ

PROTECT YOUR HOME FROM SEVERE WIND

This quiz is designed to assist homeowners whose residences are at risk of damage from severe wind.

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General
Number of stories

One

Two or More

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General

Exterior cladding (siding, roofing) rated for severe winds

YES

3 / 22

General

Storage for outdoor items (trampoline, playground equipment, gazebo, tables, etc.)

YES

4 / 22

General

Outdoor accessories are securely anchored (air conditioning, satellite dishes, hot water tanks, etc.)

YES

5 / 22

Roof, overhangs and attachments
Roof design

HIP

GABLE

Complex (dormers, etc.)

6 / 22

Roof, overhangs and attachments

Roof to wall connection

Single or double straps

Clips

Toe nails

7 / 22

Roof, overhangs and attachments

5/8-inch plywood roof decking

YES

8 / 22

Roof, overhangs and attachments

Roof deck attachment

Extensive (nails, screws)

Minimum (staples)

9 / 22

Roof, overhangs and attachments

Secondary water resistance (roof membrane and sealed seams)

EXTENSIVE

MINIMUM

10 / 22

Roof, overhangs and attachments

Porch, patio and carport anchored
for wind loads

YES

11 / 22

Roof, overhangs and attachments

Columns anchored to the foundation
and roof beam

YES

12 / 22

Windows and doors

Opening protection (impact-resistant storm shutters, panels, screens, or combined window-door units)

Tornado or hurricane strength

Basic

None

13 / 22

Windows and doors

Height is six feet or less

YES

14 / 22

Windows and doors

Garage door is pressure-rated or reinforced

YES

15 / 22

Windows and doors

Proper locks and hinges are on double-entry doors to resist wind pressure

YES

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WALLS - Wood frame construction

Bottom plates are anchored to the foundation (connectors, structural sheathing, load-specific nailing)

EXTENSIVE

MAXIMUM

17 / 22

WALLS - Wood frame construction

Upper story is anchored to the lower story

YES

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WALLS - Wood frame construction

No windows or doors are near corners of the house

YES

19 / 22

Masonry Construction

Rebar connects the foundation to wall (four-foot spacing)

YES

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Masonry construction

Rebar reinforcement is the full height
of walls

YES

21 / 22

Masonry construction

Vertical rebar reinforcement is at the corners and both sides of windows and doors

YES

22 / 22

Other building systems

Vertical rebar reinforcement is at the corners and both sides of windows and doors

YES

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TAKE THE FLOODING RISK QUIZ

PROTECT YOUR HOME FROM FLOODING

This quiz is designed to assist homeowners whose residences are at risk of damage from basement flooding

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Has your basement ever flooded?

YES

DON'T KNOW

2 / 13

Do you pour fats and cooking oils and grease down the sink?

ALL THE TIME

SOMETIMES

NEVER

3 / 13

Are the sewer grates in front of your home clear of debris?

YES

4 / 13

Have you cleaned your eaves and downspouts within the past year?

YES

5 / 13

Are your downspouts directing water metres (6 feet) away from your home?

YES

6 / 13

Is the soil directly beside your home 10 to 15 cm higher than the soil 1.5 metres away from the home?

YES

7 / 13

Does your home have a backwater valve?

YES

8 / 13

Does your home have a sump-pump?

YES

9 / 13

Have you tested thesump-pump in the last 12 months?

YES

10 / 13

Does your sump-pump have a back-up power source?

YES

11 / 13

Are any of your eavestrough downspouts connected to the municipal sewer system?

YES

12 / 13

Do you have a reverse sloped driveway?

YES

13 / 13

Do you have basement windows close to the surface of your lot?

YES

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Designed for safer living® is a program endorsed by Canada’s insurers to promote disaster-resilient homes.

TAKE THE SNOW AND ICE QUIZ

PROTECT YOUR HOME FROM SNOW & ICE STORMS

This is designed to assist homeowners whose residences are at risk of damage from Snow and Icestorms.

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Has your home ever been damaged by winter weather? (roof leaks, full or partial roof collapse, wall cracks, sagging ridge line, frozen pipes)

YES

DON'T KNOW

2 / 17

Is the slope of your roof sufficient to shed snow and ice? (more than 10 cm vertically in 30 cm horizontally)

YES

DON'T KNOW

3 / 17

Does your roof have significant obstructions (chimneys, skylights, dormers) where snow and ice can collect?

YES

4 / 17

Have you cleaned debris from your roof drainage systems (scuppers, gutters and downspouts)?

YES

5 / 17

Is there any vegetation that overhangs your roof and contributes to blockages in roof drainage systems?

YES

6 / 17

Do you own electric heating cables, or a chemical de-icer?

YES

7 / 17

Have you inspected your attic for heat sources FROM ATTIC ACCESS DOORS?

YES

8 / 17

Have you inspected your attic for heat sources from LIGHT FIXTURES WITHOUT INSULATION?

YES

9 / 17

Do you have any un-insulated pipes exposed to cold air?

YES

10 / 17

Do you have any leaks or penetrations in the attic that allow cold air into your home?

YES

11 / 17

During severe cold snaps do you Open your taps to keep water moving?

YES

12 / 17

During severe cold snaps do you Maintain a constant thermostat temperature during the night and day?

YES

13 / 17

During severe cold snaps do you Open your kitchen and sink cabinets to warmer air?

YES

14 / 17

During severe cold snaps do you Keep your garage door closed?

YES

15 / 17

Before leaving your house for an extended period of time during cold weather do you Keep the thermostat set to no lower than 12 C?

YES

16 / 17

Before leaving your house for an extended period of time during cold weather do you Make sure a neighbour checks to see your house temperature is not too low?

YES

17 / 17

Before leaving your house for an extended period of time during cold weather do you Drain your water system by opening the taps?

YES

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TAKE THE EARTHQUAKE RISK QUIZ

PROTECT YOUR HOME FROM EARTHQUAKES

This quiz is designed to assist homeowners whose residences are at risk of damage from earthquakes.

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Foundation and Walls
Is the masonry reinforced and the sill plate secured to the foundation?

YES

2 / 14

Foundation and Walls

Are the cripple walls reinforced?

BRACED ENTIRELY

BRACED AT THE CORNERS

NO REINFORCEMENT

3 / 14

Foundation and Walls

Are the floor systems connected using metal ties or framing anchors?

YES

4 / 14

Foundation and Walls

Are the wall elements reinforced,well connected and anchored to the foundation?

YES

5 / 14

Foundation and Walls

Is the garage door opening secured with steel bracing or plywood panels?

YES

6 / 14

Foundation and Walls

Are the windows and glass doors protected against breakage?

TEMPERED GLASS PROTECTIVE FILM (MINIMUM 4 MILLIMETRES)

PROTECTIVE FILM (MINIMUM 4 MILLIMETRES)

7 / 14

Roof Systems
What roof covering does the home have?

NONSTRUCTURAL LIGHTWEIGHT COVERING (WOOD/ASPHALT SHINGLES)

TILE/SLATE COVERING

8 / 14

Roof System

Does the roof sheathing include structural grade plywood or OSB?

YES

9 / 14

Roof System

Is there blocking between rafters/ trusses for the roof framing and is it anchored to the wall?

YES

10 / 14

Roof System

Does the home have a large skylight?

YES

11 / 14

Roof System

Is the chimney properly reinforced and braced?

YES

12 / 14

Inside the Home
Are light fixtures secured?

RECESSED/TRACK LIGHTING AND/OR HANGING LIGHT FIXTURES ARE SECURED

LIGHT FIXTURES ARE NOT SECURED

13 / 14

Inside the Home

Are the home’s suspended ceilings attached to the structure with safety cables?

YES

14 / 14

Inside the Home

Are major appliance and the water heater anchored to the wall using safety cables?

BRACED TO THE STRUCTURE

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TAKE THE WILDFIRE RISK QUIZ

PROTECT YOUR HOME FROM WILDFIRE

This quiz is designed to assist homeowners whose residences are at risk of damage from wildfire.

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Roof Material

Fire-rated roof assembly (metal, clay, asphalt roof)

Unrated wood shakes

2 / 22

Vents and Openings

Vents and openings Fire rated vents (ASTM or UL) with 3 mm screening

Unrated vents, with no screening

3 / 22

Eaves

Closed eaves

Open eaves

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Building exterior

Non-combustible or ignition resistant siding (fibre cement board, stucco, log, metals, brick/stone)

Combustible siding or non-ignition resistant siding (vinyl, wood, acrylic stucco)

5 / 22

Building exterior condition

No gaps or cracks, missing siding or holes

Gaps, cracks or holes

6 / 22

Ground-to- siding clearance

15 centimetres non- combustible vertical ground-to- siding clearance

No 15 centimetres of non-combustible vertical ground-to-siding clearance

7 / 22

Balcony, deck or porch

N/A, no gaps or cracks, solid wood, non-combustible or fire- rated construction with non- combustible surface and no combustible debris under deck

Gaps or cracks, no solid wood or fire-rated construction with combustible surface and combustible debris under deck

8 / 22

Setback from edge of slope

Building is located on the bottom or lower portion of hill

Building is located on the mid to upper portion or crest of a hill

9 / 22

Windows

Tempered glass in all doors and windows and treated Non-combustible Zone and Priority Zone 1

Double pane glass small/medium and treated Non-combustible Zone and Priority Zone 1

Double pane glass large and treated Non-combustible Zone and Priority Zone 1

Single pane glass small/ medium and treated Non-combustible Zone and Priority Zone 1

Single pane glass large and treated Non-combustible Zone and Priority Zone 1

10 / 22

YARD Non‐combustible Zone (0 – 1.5 metres) 1.5 metres from furthest extent of home (includes overhangs, extensions and decks)

Non-combustible surface, no combustible debris, materials, fences or plants present

Combustible surface, combustible debris, fences or plants present

11 / 22

YARD Zone 1 (1.5 – 10 metres) Woodpiles and other combustible materials storage (Vehicles, construction materials, debris etc.)

More than 10 metres from home

Less than 10 metres from home

12 / 22

YARD Zone 1 (1.5 – 10 metres) Unmitigated building locations (buildings that are not mitigated to the same standards as primary home)

More than 15 metres from home

Less than 15 metres from home

13 / 22

YARD Zone 1 (1.5 – 10 metres) Forest vegetation within 10 metres of home

Healthy deciduous – separated, low flammability (i.e. poplar, aspen, birch)

Mixedwood (both evergreen and deciduous)

Conifer (i.e. spruce, pine, fir, cedar)

14 / 22

YARD Zone 1 (1.5 – 10 metres) Surface vegetation and combustible materials

Well maintained lawn (15 centimetres or shorter; low flammability; low growing discontinuous plants with treated Non-combustible Zone (0 – 1.5 metres)

Unmaintained grass (greater than 15 centimetres); flammable plants; continuous plants or tall growing plants; untreated Non-combustible Zone

Twigs, branches, logs and accumulations of tree needles or leaves and other combustible materials

15 / 22

YARD Zone 2 (10 – 30 metres) Forest vegetation

Healthy deciduous – separated, low flammability (i.e. poplar, aspen, birch)

Mixedwood (both evergreen and deciduous)

Separated conifer (i.e. spruce, pine, fir, cedar)

Continuous conifer (i.e. spruce, pine, fir, cedar)

16 / 22

YARD Zone 2 (10 – 30 metres) Surface vegetation

None within 10 – 30 metres

Scattered within 10 – 30 metres

Unmaintained grass (greater than 15 cm)

Abundant within 10 – 30 metres

17 / 22

YARD Zone 2 (10 – 30 metres) Flammable shrub spacing

None within 10 – 30 metres

Scattered within 10 – 30 metres

Abundant within 10 – 30 metres

Separated coniferous (evergreen)

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YARD Zone 2 (10 – 30 metres) Low lying tree branches

None within 10 – 30 metres

Present within 10 – 30 metres

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YARD Zone 3 (30 – 100 metres) Forest vegetation

Healthy deciduous – separated, low flammability (i.e. poplar, aspen, birch)

Mixedwood (both evergreen and deciduous)

Separated conifer (i.e. spruce, pine, fir, cedar)

Continuous conifer (i.e. spruce, pine, fir, cedar)

20 / 22

YARD Zone 3 (30 – 100 metres) Surface vegetation

None within 30 – 100 metres

Scattered within 30 – 100 metres

Unmaintained grass (greater than 15 cm)

Abundant within 30 – 100 metres

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YARD Zone 3 (30 – 100 metres) Flammable shrub spacin

None within 30 – 100 metres

Scattered within 30 – 100 metres

Abundant within 30 – 100 metre

Present within 30 – 100 metres

22 / 22

YARD Zone 3 (30 – 100 metres) Low lying tree branches

None within 30 – 100 metres

Present within 30 – 100 metres

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TAKE THE HAIL QUIZ

PROTECT YOUR HOME FROM HAIL

This is designed to assist homeowners whose residences are at risk of damage from hail.

1 / 9

General

Do you live in or near a high-risk hail zone? (see map)

YES

2 / 9

General - Has your home been damaged by hail before?

YES

3 / 9

General - If you own a car, do you always park it in a covered space (eg. carport or garage)?

ALWAYS

SOMETIMES

RARELY

4 / 9

Roof - Is your roof covered with an Impact Resistant (IR) product (class 4 asphalt, rubber, metal, cement, other)?

YES

5 / 9

Roof - Is your roof steep, moderately steep or flat/almost flat?

STEEP

MODERATELY STEEP

FLAT/ALMOST FLAT

6 / 9

Roof - Do you have underlayment (i.e. ice and water shield) under your roof covering?

YES

7 / 9

Roof - Do you have skylights?

Yes, but not impact resistant

Yes, AND impact resistant

8 / 9

Siding - Is your home cladded with masonry, cement fibre board or aluminum/vinyl siding?

Masonry (brick, stone, stucco, cement fibre board, etc.)

Other

Aluminum or vinyl

9 / 9

Doors and windows - Are your doors and windows rated for impact resistance (IR)?

YES

Between 20 and 80% are impact resistant

No/Don’t know

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Designed for safer living® is a program endorsed by Canada’s insurers to promote disaster-resilient homes.

TAKE THE EXTREME HEAT RISK QUIZ

PROTECT YOUR HOME FROM EXTREME HEAT

This quiz is designed to assist homeowners whose residences are at risk of damage from extreme heat.

1 / 11

Does the area you live in experience many days that are hotter than 30°C?

YES

2 / 11

Do you find that the interior of your home gets uncomfortably hot during high-heat days?

YES

3 / 11

Landscaping
Do you have deciduous trees that shed leaves in winter, shading windows on south, east and west exposures?

YES

4 / 11

Landscaping
Is your property landscaped with ‘evergreen’ coniferous trees or hedges to provided a windbreak or filter against harsh winds, particularly in winter?

YES

5 / 11

Landscaping
Does your property have a minimum 25 per cent tree cover (excluding roof area)?

YES

6 / 11

Windows
Are your windows single, double or triple-paned glass?

SINGLE

DOUBLE

TRIPLE

7 / 11

Windows
Do none, some, or all of your windows open for improved ventilation?

NONE

SOME

ALL

8 / 11

Window Shading

Are none, some or all of your windows (particularly on south, east and west exposures) shaded, either with permanent fixtures (e.g. covered porches, brise-soleils, louvres) or other products (eg. exterior roll shutters, exterior screens, rollout awnings, window films)?

NONE

SOME

ALL

9 / 11

Lighting

Is the interior of your home adequately lit by natural light during daylight hours?

YES

10 / 11

Roofing

Does your home have a ‘cool roof’ or a green roof?

YES

11 / 11

Insulation

Is the insulation in your exterior walls and attic adequate to control heat gain/loss in your home?

YES

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